/finance/ - Finance

>>301 (OP) 
The answer is that it depends. 
>where you retire
>expenses expected through the year 
>lifestyle
>what age you will retire
>if there's any socialist programs to pad out income in retirement 
>if you need to support 3DPD or family
As for investments, what you need also depends. What you want your money invested in to build a retirement fund is (generally) different than what you want to be invested in when you are living off of it. The further away from retirement, if you have steady income, the riskier you can be.

>>302
>where you retire
Spic heritage living inna woods (i.e. "rural area") in the U.S. atm.  Currently have a house out in the middle of nowhere, but if financially viable, will relocate.
>expenses expected through the year 
Statistically speaking, I know at some point I'm going to take a huge monetary hit from having cancer.  I'm fine atm, I just know that statistically pretty much everyone eventually gets it.
>lifestyle
Play games, p. much.
>what age you will retire
I like the idea of FIRE, but...
>if there's any socialist programs to pad out income in retirement 
I don't trust that this is going to be around when I retire, or if I do, I'm convinced the coffers are going to be so broke and raided or inflated away as to be useless.
>if you need to support 3DPD or family
No.

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I suggest you read The Great Taking before thinking of investing in stonks and other related securities. At this point, if you don't physically hold it, you don't own it.

Define retirement. If you mean live comfortably on your stocks/bonds it's not possible unless you are preparing to retire in the next 10 years if you live in a first-world country. If you mean "only have to do housework like gardening and side-hustles" then it's less about money and more about revenues. 

Any retirement plan based on stored money instead of on assets is going to end in failure.